No impact to your credit score
Zero obligation
Takes under 2 minutes
YOUR SCORE
DOESN'T DEFINE
YOUR FUTURE
Repos. Collections. Medical bills. Late payments. We've seen it all — and we know exactly how to fight back. 518 Credit Fix helps real people rebuild their credit and reclaim their financial power.
1 in 5
Americans have an error
on their credit report*
79%
Of credit reports contain
mistakes or serious errors*
100%
Confidential — no commitment needed
*Source: Federal Trade Commission (FTC)
THE PROCESS
SIMPLE STEPS.
REAL RESULTS.
We take the confusion out of credit repair. No jargon, no runaround — just a clear plan and someone in your corner every step of the way.
Your Credit Review
Fill out our quick 2-minute questionnaire. We analyze what's hurting your score and identify every item that can be disputed or removed.
01
02
We dispute inaccurate, outdated, and unverifiable items directly with the credit bureaus — Experian, Equifax, and TransUnion — on your behalf.
We Fight For You
03
Track your progress month over month. As negative items are removed, your score climbs — opening doors to better rates, loans, and opportunities.
Watch Your Score Rise
What We Handle
WE'VE SEEN IT ALL.
WE FIX IT ALL.
Most negative items on your credit report can be disputed, corrected, or removed. Here's what we go to work on immediately.
collections
Medical, personal, payday loans — we dispute and negotiate removal of collections dragging your score down.
Repossessions
A repo doesn't have to follow you forever. We review the record for errors and pursue removal where applicable.
Charge-Offs
Charged-off accounts tank scores hard. We analyze these for reporting errors and dispute accordingly.
Late Payments
Late payment history is one of the biggest score killers. We challenge inaccurate records and work to clean your history.
Medical Bills
New rules protect consumers from medical debt on credit reports. We know exactly how to leverage that for you.
Bankruptcies & Judgments
Even severe derogatory marks have dispute opportunities. We review every record for inaccuracies that can be challenged.
Why Choose Us
PERSONAL ATTENTION.
FROM DAY ONE.
We're a local Queensbury-based credit repair company — not a faceless national chain. When you work with 518 Credit Fix, you get direct access to a real person who is personally invested in your outcome.
You're Not a Ticket Number
We're building our reputation one client at a time. Your results matter to us personally — because they're the foundation of everything we're building.
Local & Accountable
Based right here in Queensbury, NY. We're your neighbors — and we stand behind every step of the process with full transparency and no hidden fees.
Always Reachable
Have a question about your progress? You'll hear back from a real person — fast. No call centers, no automated responses, no runaround.
YOUR COMEBACK
STARTS TODAY.
Take The First Step
It's fast. It's simple. And it could change everything. Find out exactly what's holding your score back — no credit pull, no commitment, no risk.
No credit score impact
2 minutes to complete
Zero obligation
Your information stays private